Acceptance of Terms

By accessing zestivorlux's website at zestivorlux.com or engaging our financial consulting services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please discontinue use of our services immediately.

These terms apply to all users of our website, including business owners, financial managers, and anyone accessing our educational content or consulting services. We reserve the right to refuse service to anyone who violates these terms.

Services Description

User Responsibilities

As a user of zestivorlux's services, you agree to provide accurate and complete information when requested. This includes financial data, business details, and contact information necessary for us to provide appropriate consulting services.

• Provide truthful and accurate information about your business and financial situation
• Maintain confidentiality of any login credentials or access codes provided
• Use our services only for legitimate business purposes
• Respect intellectual property rights of materials provided
• Notify us promptly of any changes to your business circumstances
• Comply with all applicable Australian laws and regulations

You are responsible for implementing any recommendations we provide and for making final decisions about your business operations. We provide guidance and analysis, but ultimate business decisions remain your responsibility.

Prohibited Uses

To maintain the integrity of our services and protect all users, certain activities are strictly prohibited when using zestivorlux's services or website:

• Attempting to access restricted areas of our website or systems
• Sharing proprietary methodologies or materials with competitors
• Using our services for illegal activities or tax evasion schemes
• Misrepresenting your business or financial situation
• Attempting to reverse engineer any proprietary tools or calculators
• Sending spam or unsolicited communications through our systems
• Violating any applicable securities laws or financial regulations

Intellectual Property Rights

All content on the zestivorlux website, including text, graphics, logos, calculations, methodologies, and software, is the property of zestivorlux or its licensors and is protected by Australian and international copyright laws.

Privacy and Confidentiality

zestivorlux is committed to protecting your business information and personal data. We maintain strict confidentiality regarding all client information and comply with Australian Privacy Principles under the Privacy Act 1988.

Your financial data, business plans, and strategic information shared during our consulting relationship will not be disclosed to third parties without your explicit consent, except as required by law or regulatory authorities.

• Client information is stored securely using industry-standard encryption
• Access to your data is limited to authorized team members working on your account
• We do not sell or share client information with marketing companies
• Financial data is retained only as long as necessary for service provision
• You have the right to request access to or deletion of your personal information

Disclaimer of Warranties

While we strive to provide accurate and helpful financial consulting services, zestivorlux makes no warranties or guarantees about specific business outcomes or financial results from following our recommendations.

Our website and services are provided "as is" without warranty of any kind, either express or implied. We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the maximum extent permitted by Australian law, zestivorlux's liability for any damages arising from our services is limited to the amount you paid for those specific services in the twelve months preceding the claim.

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to lost profits, lost revenue, or business interruption, even if we have been advised of the possibility of such damages.

• Our liability is limited to direct damages only
• We are not responsible for third-party actions or market conditions
• Claims must be brought within one year of the alleged incident
• Nothing in these terms limits liability for fraud or gross negligence

Termination

Either party may terminate our consulting relationship at any time with thirty days written notice. Termination does not affect obligations that arose before the termination date or survival clauses in these terms.

Governing Law

These Terms of Use are governed by the laws of the Australian Capital Territory and the Commonwealth of Australia. Any disputes arising from these terms or our services will be subject to the jurisdiction of the courts in Canberra, ACT.

We prefer to resolve disputes through direct communication and, if necessary, mediation before pursuing formal legal proceedings. Most concerns can be addressed promptly through our standard client communication channels.

Changes to Terms

zestivorlux reserves the right to modify these Terms of Use at any time to reflect changes in our services, legal requirements, or business practices. Significant changes will be communicated to active clients via email or through our website.

Continued use of our services after changes become effective constitutes acceptance of the modified terms. We recommend reviewing these terms periodically to stay informed of any updates.